在正常的年代,一个人可以把储蓄放在当地银行,而银行的现金必须能允许一个年轻家庭从中举债,建立一个新的家园。
Courts have no authority to order a bank to change the terms of a loan or compel a homeowner to continue making payments on a home.法庭没有权力下令银行更改贷款的条款或是强迫房主继续支付贷款。
One explanation is that the quasi-governmental home-loan banks and mortgage agencies have been lending to bank at rock-bottom rates.有种说法是,具官方色彩的房贷银行和抵押机构的给银行利率已经不能再低了。