由于存贷比位于68%这个相对较低的水平,银行放贷的倾向似乎仍然未变。
Meanwhile Moody's, a ratings agency, reckons that the loan-to-deposit ratio for Chinese Banks is a modest 68%.同期,信用评级公司Moody's推测中国的银行的存贷比率仅为68%。
An average loan-to-deposit ratio of 65%, as of June, would seem to imply at least a 13.5%cushion of ready liquidity still in the system.如果截至6月份平均贷存比为65%,那么似乎就说明银行系统内至少还有13.5%的可用流动性作为缓冲。