The hope is that they will barely notice the difference in take-home pay but that a higher contribution rate (perhaps 10-15% in total) will in due course allow them to earn a decent pension.
人们希望工人们几乎不能发现到手收入的差别,而是发现这个更高贡献率(总共大约有10 - 15%)能及时的让他们得到一份体面的退休金。